DIPANGKAR CHANDRA DAS

PROFESSIONAL SUMMARY

Accomplished banking professional with 7+ years of experience in SME Banking, Credit Assessment, and Relationship Management. Demonstrated expertise in loan origination, credit risk analysis, documentation, and portfolio management. Known for building long-term client relationships, ensuring regulatory compliance, and supporting sustainable business growth within structured banking environments.

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CORE COMPETENCIES

• SME Banking & SME Finance

• Credit Assessment & Risk Analysis

• Relationship & Portfolio Management

• Loan Disbursement & Recovery

• Credit Documentation & Compliance

• Market Research & Business Development

• Team Coordination & Unit Supervision

PROFESSIONAL EXPERIENCE BRAC Bank PLC — Unit In Charge

Oct 2025 – Present – Supervise unit-level SME banking operations in line with internal policy and regulatory guidelines.

– Conduct borrower visits and comprehensive credit assessments.

– Verify financial, personal, and business documentation prior to loan approval.

– Manage loan disbursement, monitoring, and recovery activities.

– Maintain strong relationships with SME clients to ensure portfolio quality and growth.

– Analyze market opportunities and risks to support strategic lending decisions.

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BRAC Bank Limited — Relationship Officer & Unit In Charge

May 2019 – Oct 2025 – Managed SME client portfolios covering credit assessment, loan

processing, and relationship management.

– Identified and onboarded new SME clients through field visits and market analysis.

– Ensured compliance with credit policy, KYC, and documentation standards.

– Coordinated loan disbursement, monitoring, and collection to maintain portfolio health.

– Prepared market research and performance reports for management review.

– Built long-term client relationships to improve retention and business continuity.

Artico — Marketing Manager

May 2019 – Oct 2025 – Managed SME client portfolios covering credit assessment, loan

processing, and relationship management.

– Identified and onboarded new SME clients through field visits and market analysis.

– Ensured compliance with credit policy, KYC, and documentation standards.

– Coordinated loan disbursement, monitoring, and collection to maintain portfolio health.

– Prepared market research and performance reports for management review.

– Built long-term client relationships to improve retention and business continuity.Nov 2018 – May 2019 – Planned and executed marketing strategies to strengthen brand
visibility and sales growth.
– Developed distributor and agent sales tools to expand market coverage.
– Conducted product and competitor analysis to identify improvement opportunities.
– Implemented digital marketing initiatives including Facebook promotion, SEO, and Google
Business tools.

EDUCATION

Master of Business Administration (MBA) — Marketing

University of Dhaka | 2014

CGPA: 3.27 / 4.00

Bachelor of Business Administration (BBA) — Marketing

National University | 2013

CGPA: 2.80 / 4.00

Higher Secondary Certificate (HSC) — Commerce

Hazi Zafar Ali College | 2008 | GPA: 4.50 / 5.00

Secondary School Certificate (SSC) — Commerce

Shaheed Alauddin High School | 2006 | GPA: 3.81 / 5.00

PROFESSIONAL CERTIFICATIONS

• Certification on Code of Conduct — BRAC Bank Limited (2023)

• AML & CFT Certification — BRAC Bank Limited (2023)

• Fundamentals of Enterprise Risk Management — BRAC Bank Limited (2023)

• Basics of Information Security — BRAC Bank Limited (2023)

• PGD in Human Resource Management — Academy of Business Professionals (2021–

2022)

• Fundamentals of Digital Marketing — Google Digital Garage (2019)

TRAINING

Computer Operating Systems & Applications — Joy Computers, Kishoreganj (2007) MS Office, Adobe Photoshop, Affiliate Marketing, Web Design

CAREER OBJECTIVE

To advance my career in SME and corporate banking by taking on higher leadership responsibilities, applying strong credit judgment, and contributing to profitable and risk- managed lending within a reputable financial institution.

ADDITIONAL INFORMATION

• Employment Type: Full-time

• Career Level: Mid-Level Professional

• Preferred Sector: Banks, NBFIs, Leasing & Financial Institutions

LANGUAGE PROFICIENCY

• Bangla: Native (Reading, Writing, Speaking)

• English: Professional Proficiency (Reading, Writing, Speaking)

PERSONAL DETAILS

• Date of Birth: 28 November 1990

• Gender: Male

• Marital Status: Married

• Nationality: Bangladeshi

KEY ACHIEVEMENTS

• Successfully managed SME loan portfolios while maintaining strong compliance withc redit and risk policies.

• Built and retained long-term SME client relationships through consistent service qualitya and financial advisory support.

• Contributed to effective loan recovery and portfolio quality through regular monitoring and follow-up.

References:

GAUTAM DEBNATH

TERRITORY MANAGERB

BRAC BANK PLC

MOBILE: 01713-368779

EMAIL: Gautam.debnath@bracbank.com

RAKIBUL HASSAN

MANAGER CREDIT

BRAC BANK PLC

MOBILE: 01713-385257

EMAIL: rakibulmd722@gmail.com

Declaration:
I, hereby certify that all the information provided by me on this CV is complete and accurate in every particular.

Contact Us

Contact Information: Dipangkar Chandra Das

SME Banking | Credit Assessment | Relationship Management

  • Kishoreganj, Bangladesh
  • 01711175039
  • 01719114913
  • dipangkardasbbl@gmail.com
  • dipangkardas.com
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